Chard Software Chard SoftwareCloud-based point of sale for sari-sari stores, convenience stores, and retail or wholesale shops.
See Web POS ↓ 🧾Complete payroll & workforce management — attendance, statutory compliance, payslips, and more.
See Payroll ↓ 🏦Complete loan management — flexible repayment schedules, daily collections, and a borrower self-service portal.
See Lending ↓Cloud-based POS built for sari-sari stores, convenience stores, and retail or wholesale shops. No installation, no hardware to buy — just log in and start selling.
No credit card needed. Works on Android, iPhone, and any computer.
Built for
Not just a cash register — the tools to actually manage a growing business.
A tap-to-add grid of your best sellers, with photos — ranked automatically by what actually sells most.
The same product, multiple ways to sell it — each with its own price, while stock stays accurate automatically.
No manufacturer barcode? Generate a valid one and print a scannable label in seconds.
Points that accumulate on real cumulative spending, redeemable in-store, with printable QR loyalty cards.
Let trusted customers pay later, with full partial-payment tracking so nothing gets lost.
Itemized sales, expense tracking, and a dashboard that shows true net profit — not just totals.
Sign up with your business details and pick a plan — or start with a free trial, no card required.
Scan or generate barcodes, set prices, snap a photo. Or bulk-import your whole catalog from Excel.
Log in from any phone, tablet, or computer at the counter — and you're ringing up sales.
A quick tour of checkout, inventory, reports, and everything in between.
Renewing early always adds on top of what you have left — you never lose paid-for days.
Attendance, statutory contributions, payslips, loans, and 13th month pay — computed correctly and automatically, every cutoff.
Scan-in/scan-out by RFID tag or employee number on any shared device, with a live daily attendance summary.
SSS, PhilHealth, Pag-IBIG, and TRAIN law withholding tax — computed against real official contribution tables.
Regular and Special holidays, including rest-day combinations, computed automatically per Philippine labor law.
Every run starts as a draft for review. Nothing counts toward employee history until you explicitly post it — and you can retract to fix mistakes.
Employees log in on their own to view payslips and attendance history — no admin account needed, strictly scoped to their own data.
Computed per Labor Code Article 95, straight from your posted payroll history — no manual spreadsheet math.
Loan origination, repayment schedules, daily collections, and cash tracking — with a self-service portal so borrowers can check their own balance.
Flexible loan types with Monthly, Semi-Monthly, Weekly, or Daily repayment frequencies — installment counts calculated automatically.
Government ID, selfie, and proof of billing uploaded and stored securely — never on a public URL.
Bulk-select and post today's due payments in one go, with grouped collection reports by collector.
Running balance for released and collected cash, with starting balance control and a full withdrawal history log.
Borrowers log in on their own to check their loans, repayment schedule, and balance — no calls to your staff needed.
Estimate any loan before creating it, using the exact same math the real system uses for actual repayment schedules.
No. Use the phone, tablet, or computer you already have. A barcode scanner is optional, not required — you can type barcodes manually or search by product name.
Yes. Create separate logins for each cashier, each with the right access level — cashiers can ring up sales without seeing sensitive reports or settings.
Nothing to worry about — your data lives in the cloud, not on the device. Log in from any new device and everything is exactly where you left it.
None. Pay monthly, semi-annually, or annually — your choice, cancel anytime, and your data is kept safe if you ever want to come back.
Yes — on any modern browser, and it can be installed on your home screen like an app via Safari's "Add to Home Screen" option.
Still have a question? Message us on Facebook — we usually reply the same day.
Start free. No credit card, no installation, no commitment.